FAQ
We’ve answered some of the most common questions about our payday and installment loan process. If you need more information, feel free to contact us.
How do I apply for a loan?
Complete our secure online application in just a few minutes. Once submitted, we’ll match you with a lender in our trusted network. You could be approved within hours.
How quickly can I get my money?
Many borrowers receive funds as soon as the next business day after approval, though times may vary depending on your bank.
Will applying affect my credit score?
Submitting your application will not impact your credit score. Some lenders may perform a credit check as part of their approval process.
Do you offer loans in my state?
Loan availability depends on state regulations. Please check our State Disclosures page for more information.
What are the loan terms and rates?
Loan amounts, terms, and rates vary by lender and state law. You can view examples on our Rates & Terms page.
What types of loans are available?
Our lender network offers payday loans, installment loans, and other short-term loan products. Availability and terms vary by state and lender.
Can I get a loan with bad credit?
Yes. Many lenders in our network consider applicants with all types of credit histories, including those with poor or limited credit.
Is my personal information secure?
Absolutely. We use 256-bit SSL encryption to protect your data, and we never share your personal information without your consent.
Are there fees for applying?
There is no cost to submit your application through ApplyFastCash. Lender fees and terms will be disclosed before you agree to any loan.
Can I repay my loan early?
In most cases, yes. Many lenders allow early repayment without penalties, but you should confirm with your specific lender.
What happens if I miss a payment?
Missing a payment may result in additional fees or collection activity. Contact your lender immediately if you are unable to make a payment.
How do I contact customer support?
You can reach us through our Contact Us page, where you’ll find our email, phone number, and support form.
ApplyFastCash frequently asked questions
Our customer support team is here to help you understand your options. Contact us or start your application today.
For more info, see our Resources page.